Retirement planning, financial planning, financial advisor

Not all financial advisors are the same. An important distinction is whether they adhere to the fiduciary standard.

When a financial advisor is a fiduciary, he or she has a legal obligation to put the clients’ best interest first. Not all advisors can say this. But all of the advisors at Align Wealth Partners can.

Everyone needs a financial plan. A financial protection plan. A family protection plan. The trouble is, even the best-laid plans can get derailed, especially given how complex our financial lives can be.

Health care is a top concern for people approaching or in retirement. Older Americans are caught in a trifecta that affects their retirement health care and its costs:

Many folks are happy to take the recommendations of financial advisors. Fewer folks are happy to pay for those recommendations. But frankly, if advice is worthwhile, it’s usually worth paying for. However, before you write that check, make sure you understand what advice you’re getting and what you’re actually paying for.

Baton Rouge is the second largest city in Louisiana, after New Orleans, which is a mere 81 miles away. The Baton Rouge area attracts many retirees due to a confluence of factors, including easy transportation, warm climate, low taxes, abundant medical care and many home health care providers.

For individuals and couples planning for their retirement years, it can be hugely beneficial to consult with a financial planner to build a personalized retirement plan.

On the surface, the terms “retirement planning” and “financial planning” might seem interchangeable. But while they are similar in many ways and often do go hand-in-hand, the two are not exactly the same. Each has its own intricacies and fine details that make it unique.

Experienced financial advisors can offer employees in the petrochemical industry financial plans tailored to the unique needs of their occupation.

People are busy. There’s work, family obligations, relationships, children – the list goes on. Because of this, some very important tasks are often pushed aside, like financial and retirement planning. But this can be a costly misstep.

Time can lead to more money when it comes to investments – the sooner you start, the more money you can potentially make.