360° Wealth Management
Our Process
What money worries do you have? You may be concerned about some of life's most important questions. When can I retire with enough money to live my desired lifestyle? Will the investment markets provide sufficient returns? How do I better provide for my kids and grandkids when I'm gone? What's missing in my plan? What’s my proper balance between seeking to preserve my principal and pursuing return on my principal?
Our approach to financial planning seeks to answer questions like those above and many more. Our 360o Wealth Management process is the foundation of our relationship with you, and it will guide and influence our recommendations over the course of our long-term partnership.
Three core objectives form the foundation of our Wealth Management philosophy:
UNDERSTANDING
Your values, goals, priorities, vision, unique situations, resources and available options
Your values, goals, priorities, vision, unique situations, resources and available options
PROTECTING
What are you needing to preserve . . . the family, your health and longevity, financial independence and a meaningful legacy
What are you needing to preserve . . . the family, your health and longevity, financial independence and a meaningful legacy
MANAGING
Helping you seek to optimize your investments’ returns, produce durable income streams, control the risks to your plan, as well as, account for inflation and taxes
Helping you seek to optimize your investments’ returns, produce durable income streams, control the risks to your plan, as well as, account for inflation and taxes
Individualized Action Plans for Pursuing Success
Our 360o Wealth Management approach is the foundation of striving for our clients’ success. It starts with a ‘no stone unturned’ mentality to compile all the details of your financial life. We assess your true monthly cash flow, current employee and future retiree company benefits, pension election and timing options, retirement accounts, stock-based grants, education savings, insurance coverages, charitable pursuits and your overall tax efficiency. We want to know about you and your family, too, which helps us assess your priorities as we attempt to align your goals with your resources. Family health considerations, personal stress levels, desired opportunities, things to avoid and any other considerations you wish us to work around figure into our approach. Our planning and strategies may be successful because our effort to collect and distill your needs and desires is truly comprehensive and considerate of all your unique characteristics and the financial realities of your life.
360o Wealth Management
- Total Wealth Alignment Plan
· Retirement Income Planning
· Financial Risk and Family Protection Planning
· Education Funding Strategies
· Wealth Transfer and Estate Planning
· Business and Succession Planning
· Coordination with Your Existing Advisor/Professional Network
- Unified Investment Management
· Assess Client’s Investor Profile – Investor style and experience
· Personalize Strategy to Fit Needs – Balance objectives and preferences
· Investment Plan Activation – Ready, Set, Go
· Recurring Realignment and Reviews – Stay on the charted path
Total Wealth Alignment Plan Unified Investment Management Guided Wealth Portfolios
